
/* -------------------- homepage hero -------------------- */
.hero-wide {
  position: relative;
  background: linear-gradient(180deg, var(--ma-porcelain) 0%, #f8f2ea 100%) !important;
  padding: 46px 0 68px;
  overflow: hidden;
}

.hero-wide::before {
  content: "";
  position: absolute;
  width: 420px;
  height: 420px;
  right: -180px;
  top: 42px;
  border-radius: 50%;
  border: 1px solid rgba(165, 111, 0, 0.28);
  background: radial-gradient(circle at center, rgba(255, 255, 255, 0.42) 0%, rgba(255, 241, 211, 0.12) 24%, rgba(255, 255, 255, 0) 72%);
  pointer-events: none;
  z-index: 1;
}

.hero-wide::after {
  content: "";
  position: absolute;
  width: 280px;
  height: 280px;
  left: -120px;
  top: 430px;
  border-radius: 50%;
  border: 1px solid rgba(165, 111, 0, 0.22);
  background: radial-gradient(circle at center, rgba(255, 255, 255, 0.22) 0%, rgba(255, 242, 215, 0.08) 24%, rgba(255, 255, 255, 0) 72%);
  pointer-events: none;
  z-index: 1;
}

.hero-wide-inner {
  position: relative;
  z-index: 2;
  max-width: 1560px;
  margin: 0 auto;
  padding: 0 26px;
}

.hero-wide-audio {
  position: absolute;
  top: 126px;
  right: 18px;
  width: 148px;
  height: 248px;
  pointer-events: none;
  z-index: 4;
  opacity: 0.46;
}

.hero-wide-audio-col {
  position: absolute;
  bottom: 0;
  width: 18px;
  border-radius: var(--ma-radius-round);
  background: radial-gradient(circle, rgba(170, 163, 153, 0.52) 0 1.95px, transparent 2.7px);
  background-size: 18px 18px;
  background-repeat: repeat-y;
  background-position: center top;
  box-shadow: none;
}

.hero-wide-audio-col-1 { right: 116px; height: 92px; }
.hero-wide-audio-col-2 { right: 92px; height: 148px; }
.hero-wide-audio-col-3 { right: 68px; height: 112px; }
.hero-wide-audio-col-4 { right: 44px; height: 176px; }
.hero-wide-audio-col-5 { right: 20px; height: 128px; }
.hero-wide-audio-col-6 { right: -4px; height: 84px; }

.hero-wide-stage {
  position: relative;
  z-index: 3;
  display: flex;
  align-items: stretch;
  gap: 28px;
}

.hero-wide-copy {
  width: 52%;
  padding: 118px 18px 80px 22px;
}

.hero-wide-title {
  margin: 0 0 34px;
  font-size: 60px;
  line-height: 1.12;
  font-weight: 400;
  color: var(--ma-text);
  max-width: 940px;
  letter-spacing: -0.018em;
}

.hero-wide-title-line {
  display: block;
}

.hero-wide-title-accent {
  color: var(--ma-title-accent);
  display: inline-block;
  position: relative;
  opacity: 0;
  transform: translateY(12px);
  animation: heroAccentReveal 2.8s cubic-bezier(0.22, 1, 0.36, 1) forwards;
  animation-delay: 0.38s;
}

.hero-wide-title-accent::after {
  content: "";
  position: absolute;
  left: -2px;
  right: -2px;
  bottom: 4px;
  height: 14px;
  z-index: -1;
  background: linear-gradient(90deg, rgba(255, 196, 0, 0.08) 0%, rgba(255, 196, 0, 0.18) 22%, rgba(255, 228, 150, 0.88) 46%, rgba(226, 174, 19, 0.22) 70%, rgba(210, 162, 58, 0.12) 100%);
  border-radius: var(--ma-radius-round);
}

@keyframes heroAccentReveal {
  0% {
    opacity: 0;
    transform: translateY(14px);
  }
  35% {
    opacity: 0;
    transform: translateY(14px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

.hero-wide-text {
  margin: 0 0 40px;
  max-width: 640px;
  font-size: 21px;
  line-height: 1.74;
  letter-spacing: 0.003em;
  color: var(--ma-text-soft);
  text-wrap: pretty;
}

.hero-wide-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

.hero-wide-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 64px;
  padding: 16px 30px;
  border-radius: var(--ma-radius-12);
  font-size: 19px;
  line-height: 1.24;
  font-weight: 700;
  text-decoration: none;
  text-align: center;
  transition: transform 0.35s ease, box-shadow 0.35s ease, background 0.35s ease, color 0.35s ease;
  box-shadow: 0 10px 24px rgba(76, 61, 30, 0.045);
  border: 2px solid transparent;
}

.hero-wide-btn:hover,
.hero-wide-btn:focus {
  text-decoration: none;
  transform: translateY(-1px);
}

.hero-wide-btn-primary {
  min-width: 500px;
  color: #43351a;
  background:
    linear-gradient(180deg, rgba(255, 254, 249, 0.98) 0%, rgba(252, 245, 228, 0.98) 100%) padding-box,
    linear-gradient(135deg, rgba(176, 136, 18, 0.92) 0%, rgba(212, 175, 55, 0.98) 18%, rgba(255, 196, 0, 0.92) 38%, rgba(255, 241, 198, 1) 50%, rgba(255, 196, 0, 0.92) 64%, rgba(212, 175, 55, 0.98) 82%, rgba(164, 124, 10, 0.94) 100%) border-box;
  box-shadow: 0 14px 28px rgba(76, 61, 30, 0.055);
}

.hero-wide-visual {
  width: 42%;
  display: flex;
  justify-content: flex-end;
  align-items: flex-start;
  position: relative;
  z-index: 4;
}

.hero-wide-media-shell {
  position: relative;
  width: 100%;
  max-width: 600px;
  height: 592px;
  overflow: hidden;
  border-radius: var(--ma-radius-30);
  background: #f8f1e8;
  box-shadow: 0 24px 58px rgba(76, 61, 30, 0.07);
  margin-top: -6px;
  transform: translateX(-62px);
  transition: transform 0.5s ease, box-shadow 0.5s ease;
}

.hero-wide-media-shell::before {
  content: "";
  position: absolute;
  inset: 20px 16px 18px 24px;
  border-radius: 50%;
  border: 1px solid rgba(165, 111, 0, 0.22);
  pointer-events: none;
  z-index: 3;
}

.hero-wide-media-shell::after {
  content: "";
  position: absolute;
  top: 36px;
  right: 44px;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: rgba(165, 111, 0, 0.20);
  pointer-events: none;
  z-index: 3;
}

.hero-wide-media-shell picture,
.hero-wide-media-shell img,
.about-media-frame picture,
.about-media-frame img {
  display: block;
  width: 100%;
  height: 100%;
}

.hero-wide-media-shell img {
  object-fit: cover;
  object-position: 50% center;
  filter: saturate(1.01) brightness(1.02) sepia(0.03);
  background: var(--ma-white);
  border-radius: var(--ma-radius-30);
  transition: transform 1s ease;
}

.hero-wide-media-fade {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(90deg, rgba(252, 250, 246, 0.68) 0%, rgba(252, 250, 246, 0.20) 10%, rgba(252, 250, 246, 0.05) 20%, rgba(252, 250, 246, 0) 31%);
  border-radius: var(--ma-radius-30);
}

.hero-wide-usp-row {
  position: relative;
  z-index: 7;
  margin-top: -14px;
  padding-bottom: 8px;
}

.hero-wide-cards {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}

.hero-wide-card,
.hero-wide-card-static {
  display: block;
  min-height: 188px;
  padding: 30px 24px 26px;
  border-radius: var(--ma-radius-16);
  background: var(--ma-surface-hero-card);
  box-shadow: var(--ma-shadow-soft);
  text-decoration: none;
  transition: transform 0.35s ease, box-shadow 0.35s ease, background 0.35s ease, border-color 0.35s ease;
  border: 1px solid var(--ma-border-card-soft);
}

.hero-wide-card-static {
  cursor: default;
}

.hero-wide-card:hover,
.hero-wide-card:focus,
.hero-wide-card-static:hover {
  background: var(--ma-surface-card-soft);
  border-color: var(--ma-border-card-hover);
  text-decoration: none;
  transform: translateY(-2px);
  box-shadow: 0 14px 26px rgba(76, 61, 30, 0.05);
}

.hero-wide-card-icon {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  color: #d9a300;
  background: rgba(255, 196, 0, 0.07);
  margin-bottom: 18px;
}

.hero-wide-card-icon svg {
  width: 30px;
  height: 30px;
}

.hero-wide-card-number {
  display: block;
  margin: 0 0 12px;
  font-size: 34px;
  line-height: 1;
  font-weight: 700;
  color: var(--ma-text);
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif;
}

.hero-wide-card-euro {
  font-size: 24px;
  margin-left: 2px;
}

.hero-wide-card-title {
  margin: 0 0 10px;
  font-size: 19px;
  line-height: 1.24;
  font-weight: 700;
  color: var(--ma-text);
}

.hero-wide-card-text {
  margin: 0;
  font-size: 14px;
  line-height: 1.6;
  color: #6f685f;
  text-wrap: pretty;
}

/* -------------------- homepage sections -------------------- */
.page-section {
  position: relative;
}

#services.page-section,
#about-story.page-section,
#who-we-are.page-section,
#contact-us.page-section {
  background: var(--ma-surface-card);
}

#about-us.page-section,
#signature-benefits.page-section,
#get-quote {
  background: var(--ma-surface-warm) !important;
}

#features.page-section,
#faq-home.page-section {
  background: var(--ma-surface-card) !important;
}

#services.page-section {
  padding-top: 56px;
  padding-bottom: 54px;
}

#about-us.page-section {
  padding-top: 20px;
  padding-bottom: 20px;
}

#about-story.page-section {
  padding-top: 54px;
  padding-bottom: 54px;
}

#signature-benefits.page-section {
  padding-top: 72px;
  padding-bottom: 56px;
}

#who-we-are.page-section {
  padding-top: 74px;
  padding-bottom: 76px;
}

#who-we-are.border-tb {
  border-bottom: 0 !important;
}

#features.page-section {
  padding-top: 30px;
  padding-bottom: 54px;
}

#faq-home.page-section {
  padding-top: 12px;
  padding-bottom: 38px;
}

#contact-us.page-section {
  padding-top: 72px;
  padding-bottom: 78px;
}

#services .section-title::before,
#faq-home .section-title::before {
  display: none !important;
  content: none !important;
}

#services .section-title {
  margin-bottom: 30px;
}

#faq-home .section-title {
  margin-bottom: 14px;
}

#about-us .container {
  display: flex;
  flex-direction: column;
  justify-content: center;
  min-height: 0;
}

#about-us .section-title {
  margin-top: 23px;
  margin-bottom: 10px;
  text-align: center;
}

#features > .container > .section-title {
  text-align: center;
}

.section-title {
  margin-bottom: 26px;
  position: relative;
}

.text-center .section-title::before {
  display: block;
  content: "";
  width: 44px;
  height: 3px;
  border-radius: var(--ma-radius-round);
  background: rgba(226, 174, 19, 0.42);
  margin: 0 auto 10px;
}

.section-title .title {
  font-size: 36px;
  line-height: 1.18;
  font-weight: 400;
  color: var(--ma-text);
  margin: 0;
  letter-spacing: -0.014em;
}

#who-we-are .section-title .title,
#about-us .section-title .title,
#about-story .section-title .title {
  font-size: 30px;
}

.title-description {
  margin: 0 auto !important;
  max-width: 848px;
  font-size: 18px;
  line-height: 1.88;
  color: var(--ma-text-soft);
  text-wrap: pretty;
}

.trust-note-row {
  margin-top: 0 !important;
  margin-bottom: 44px;
  padding-left: 15px;
  padding-right: 15px;
}

.trust-note-row .col-md-12 {
  padding-left: 0;
  padding-right: 0;
}

.trust-note {
  position: relative;
  margin: 0;
  width: 100%;
  max-width: calc(100% - 86px);
  background: linear-gradient(180deg, #fffefc 0%, #fcf9f4 100%);
  border: 1px solid rgba(212, 175, 55, 0.16);
  border-radius: var(--ma-radius-22);
  padding: 24px 30px 22px 32px;
  text-align: left;
  box-shadow: 0 12px 28px rgba(76, 61, 30, 0.025);
  overflow: hidden;
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 0.65s cubic-bezier(0.22, 1, 0.36, 1), transform 0.65s cubic-bezier(0.22, 1, 0.36, 1);
}

.trust-note.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.trust-note::before {
  content: "";
  position: absolute;
  left: 0;
  top: 20px;
  bottom: 20px;
  width: 4px;
  border-radius: 0 var(--ma-radius-round) var(--ma-radius-round) 0;
  background: linear-gradient(180deg, rgba(212, 175, 55, 0.82) 0%, rgba(255, 196, 0, 0.82) 100%);
}

.trust-note-label {
  margin: 0 0 10px;
  font-size: 15.8px;
  line-height: 1.2;
  font-weight: 400;
  color: #8f7110;
}

.trust-note-text {
  margin: 0;
  color: #313438;
  font-size: 18px;
  line-height: 1.7;
  font-family: Georgia, "Times New Roman", serif;
  text-wrap: pretty;
}

.about-balance-row {
  display: flex;
  align-items: stretch;
}

.about-balance-row > [class*="col-"] {
  display: flex;
}

.about-media-col,
.about-text-col {
  display: flex;
  flex-direction: column;
}

.about-media-frame,
.signature-benefit-card,
.service-mini-card,
.feature-editorial-card {
  background: var(--ma-surface-card);
  box-shadow: var(--ma-shadow-soft);
}

.about-media-frame {
  width: 100%;
  height: 100%;
  min-height: 0;
  border-radius: var(--ma-radius-22);
  overflow: hidden;
}

.about-media-col img {
  object-fit: cover;
  object-position: center top;
  border-radius: 0;
}

.about-text-col {
  padding-left: 32px;
}

.about-text-col .section-title {
  margin-bottom: 18px;
}

.about-text-col .section-title .title {
  max-width: 560px;
}

.about-copy p,
#who-we-are #accordion1 .panel-body,
.faq-answer,
.about-signature,
.service-mini-text,
.feature-editorial-copy {
  font-size: var(--ma-copy-size);
  line-height: 1.78;
  letter-spacing: var(--ma-copy-track);
  color: var(--ma-text-soft);
  text-wrap: pretty;
}

.about-copy p {
  max-width: 66ch;
  margin: 0 0 16px;
  hyphens: auto;
}

.about-facts-link,
.about-facts-link:hover,
.about-facts-link:focus,
.about-facts-link:visited {
  color: inherit;
  text-decoration: none;
}

.about-links-note {
  position: relative;
  max-width: 66ch;
  margin: 18px 0 20px;
  padding: 18px 22px 16px 24px;
  border-radius: var(--ma-radius-20);
  background: linear-gradient(180deg, #fffefc 0%, #fcf9f4 100%);
  border: 1px solid rgba(212, 175, 55, 0.14);
  box-shadow: 0 10px 22px rgba(76, 61, 30, 0.025);
  overflow: hidden;
}

.about-links-note::before {
  content: "";
  position: absolute;
  left: 0;
  top: 18px;
  bottom: 18px;
  width: 4px;
  border-radius: 0 var(--ma-radius-round) var(--ma-radius-round) 0;
  background: linear-gradient(180deg, rgba(212, 175, 55, 0.78) 0%, rgba(255, 196, 0, 0.78) 100%);
}

.about-links-note-label {
  display: block;
  margin: 0 0 9px;
  font-size: 15.2px;
  line-height: 1.2;
  font-weight: 400;
  color: #90730f;
}

.about-links-note a {
  color: var(--ma-text);
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 0.16em;
}

.about-signature {
  margin: 0;
}

.signature-benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.signature-benefit-card,
.service-mini-card,
.feature-editorial-card {
  position: relative;
  border-radius: var(--ma-radius-18);
  overflow: hidden;
}

.signature-benefit-card {
  height: 100%;
  padding: 28px 24px 22px;
  border: 1px solid var(--ma-border-soft);
  transition: transform 0.38s ease, box-shadow 0.38s ease, border-color 0.38s ease, color 0.38s ease;
}

.signature-benefit-card::before,
.service-mini-card::before,
.feature-editorial-card::before {
  content: "";
  position: absolute;
  height: 2px;
  border-radius: var(--ma-radius-round);
  background: var(--ma-accent-line);
}

.signature-benefit-card::before {
  left: 24px;
  right: 24px;
  top: 0;
}

.signature-benefit-card--lightflow {
  overflow: hidden;
  background:
    linear-gradient(118deg, rgba(255, 255, 255, 0.98) 0%, rgba(255, 250, 239, 0.96) 28%, rgba(255, 255, 255, 0.94) 56%, rgba(255, 255, 255, 0.99) 100%);
}

.signature-benefit-card--lightflow::after {
  content: "";
  position: absolute;
  inset: -18% -12% -24% 28%;
  background: linear-gradient(112deg, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 0.54) 26%, rgba(255, 247, 223, 0.34) 44%, rgba(255, 255, 255, 0.08) 68%, rgba(255, 255, 255, 0) 100%);
  pointer-events: none;
  opacity: 0.72;
}

.signature-benefit-card--lightflow > * {
  position: relative;
  z-index: 1;
}

.signature-benefit-icon {
  width: 44px;
  height: 44px;
  margin-bottom: 16px;
  border-radius: 50%;
  color: rgba(255, 196, 0, 0.94);
  background: rgba(255, 196, 0, 0.055);
  transition: color 0.38s ease, background-color 0.38s ease;
}

.signature-benefit-icon svg {
  width: 17px;
  height: 17px;
}

.signature-benefit-title {
  margin: 0 0 10px;
  font-size: 23px;
  line-height: 1.24;
  font-weight: 400;
  color: var(--ma-text);
  transition: color 0.38s ease;
}

.signature-benefit-text {
  margin: 0;
  font-size: 15px;
  line-height: 1.72;
  color: var(--ma-text-soft);
  text-wrap: pretty;
  transition: color 0.38s ease;
}

.service-mini-grid {
  display: flex;
  flex-wrap: wrap;
  align-items: stretch;
  margin-left: -10px;
  margin-right: -10px;
}

.service-mini-item {
  width: 33.333333%;
  flex: 0 0 33.333333%;
  padding-left: 10px;
  padding-right: 10px;
  margin-bottom: 20px;
}

.service-mini-card {
  height: 100%;
  min-height: 198px;
  padding: 22px 22px 18px;
  border: 1px solid var(--ma-border-soft);
  transition: transform 0.38s ease, box-shadow 0.38s ease, border-color 0.38s ease;
}

.service-mini-card::before {
  left: 22px;
  right: 22px;
  top: 0;
}

.service-mini-icon {
  width: 56px;
  height: 56px;
  margin-bottom: 14px;
  border-radius: 50%;
  color: rgba(255, 196, 0, 0.96);
  background: rgba(255, 196, 0, 0.06);
  border: 1px solid rgba(226, 174, 19, 0.12);
  box-shadow: 0 8px 20px rgba(76, 61, 30, 0.025);
  transition: color 0.38s ease, background-color 0.38s ease, border-color 0.38s ease;
}

.service-mini-icon svg {
  width: 26px;
  height: 26px;
}

.service-mini-title {
  margin: 0 0 10px;
  font-size: 20px;
  line-height: 1.22;
  font-weight: 400;
  color: var(--ma-text);
  transition: color 0.38s ease;
}

.service-mini-text {
  margin: 0;
}

.metric-title {
  margin: 0 0 8px;
  letter-spacing: 0.01em;
  font-size: 14px;
  line-height: 1.2;
  font-weight: 700;
}

.progress {
  height: 10px;
  border-radius: var(--ma-radius-round);
  background: rgba(111, 104, 95, 0.07);
  box-shadow: none;
  overflow: visible;
  position: relative;
}

.progress-bar {
  position: relative;
  border-radius: var(--ma-radius-round);
  box-shadow: none;
  background-color: var(--ma-yellow) !important;
  width: 0;
  transition: width 1.35s cubic-bezier(0.22, 1, 0.36, 1);
  overflow: visible;
}

.progress-label {
  color: var(--ma-text);
  font-size: 11.8px;
  font-weight: 700;
  line-height: 1;
  position: absolute;
  left: 100% !important;
  top: -17px;
  transform: translateX(-100%);
  white-space: nowrap;
  z-index: 2;
}

#accordion1 .panel {
  position: relative;
  border: 0;
  box-shadow: none;
  background: transparent;
  margin-bottom: 12px;
  border-radius: 0;
  padding-bottom: 1px;
}

#accordion1 .panel::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 1px;
  background: linear-gradient(90deg, rgba(212, 175, 55, 0), rgba(181, 140, 22, 0.56), rgba(248, 235, 177, 0.64), rgba(212, 175, 55, 0.56), rgba(212, 175, 55, 0));
}

#accordion1 .panel-heading {
  background: transparent;
  border: 0;
  padding: 0;
}

#accordion1 .panel-title a {
  font-size: 18.3px;
  line-height: 1.2;
  font-weight: 400;
  color: var(--ma-text);
  display: block;
  padding: 0 0 14px;
  text-decoration: none;
}

#accordion1 .panel-title a:hover,
#accordion1 .panel-title a:focus {
  color: #232629;
}

#accordion1 .panel-body {
  background: transparent;
  border-top: 0 !important;
  padding: 0 0 16px;
}

.who-we-are-image {
  display: block;
  border-radius: var(--ma-radius-18) !important;
}

#features .section-title {
  margin-bottom: 0;
}

#features .container::before {
  content: "";
  display: block;
  width: 100%;
  height: 1px;
  margin: 0 0 30px;
  background: var(--ma-divider-strong);
}

.feature-frame {
  position: relative;
  padding-top: 26px;
  padding-bottom: 30px;
}

.feature-frame::after {
  content: "";
  display: block;
  width: 100%;
  height: 1px;
  margin: 34px 0 0;
  background: var(--ma-divider-soft);
}

.feature-editorial-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.feature-editorial-card {
  height: 100%;
  padding: 30px 32px 26px;
  border-radius: var(--ma-radius-24);
  border: 1px solid rgba(181, 140, 22, 0.10);
}

.feature-editorial-card::before {
  left: 24px;
  right: 24px;
  top: 0;
}

.feature-editorial-label {
  margin: 0 0 10px;
  font-size: 15.8px;
  line-height: 1.2;
  font-weight: 400;
  color: #8f7110;
}

.feature-editorial-title {
  margin: 0 0 14px;
  font-size: 29px;
  line-height: 1.2;
  font-weight: 400;
  color: var(--ma-text);
}

.feature-editorial-copy {
  margin: 0;
}

.faq-intro {
  max-width: 100%;
  margin: 0 auto 14px;
  font-size: 15.6px;
  line-height: 1.68;
  color: var(--ma-text-soft);
  text-align: center;
  white-space: nowrap;
}

.faq-grid {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-start;
  margin-left: -8px;
  margin-right: -8px;
}

.faq-card {
  width: calc(50% - 16px);
  margin: 0 8px 14px;
  background: linear-gradient(180deg, #fffefc 0%, #fcf9f4 100%);
  border: 1px solid var(--ma-border-soft);
  border-radius: var(--ma-radius-20);
  box-shadow: 0 10px 22px rgba(76, 61, 30, 0.02);
  overflow: hidden;
  transition: box-shadow 0.35s ease, border-color 0.35s ease, transform 0.35s ease;
  align-self: flex-start;
}

.faq-card::before {
  content: "";
  display: block;
  height: 2px;
  background: linear-gradient(90deg, rgba(176, 136, 18, 0.58), rgba(212, 175, 55, 0.68), rgba(255, 196, 0, 0.64), rgba(212, 175, 55, 0.68));
}

.faq-card[open],
.faq-card:hover {
  border-color: rgba(212, 175, 55, 0.16);
  box-shadow: 0 12px 24px rgba(76, 61, 30, 0.03);
  transform: translateY(-1px);
}

.faq-card summary {
  list-style: none;
  cursor: pointer;
  position: relative;
  padding: 18px 54px 16px 20px;
  color: var(--ma-text);
  font-size: 20px;
  line-height: 1.3;
  font-weight: 400;
}

.faq-card summary::-webkit-details-marker {
  display: none;
}

.faq-card summary::after {
  content: "+";
  position: absolute;
  right: 18px;
  top: 13px;
  color: var(--ma-title-accent);
  font-size: 30px;
  line-height: 1;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif;
  font-weight: 400;
}

.faq-card[open] summary::after {
  content: "−";
}

.faq-answer {
  padding: 0 20px 18px;
}

.faq-answer p {
  margin: 0;
}

#get-quote {
  margin-top: 38px;
}

#get-quote .top-pad-20 {
  padding-top: 58px !important;
  padding-bottom: 58px !important;
}

.cta-white {
  color: var(--ma-text);
  font-weight: 400;
}

.contact-info::before {
  content: "";
  display: block;
  width: 56px;
  height: 2px;
  margin: 0 auto 28px;
  background: linear-gradient(90deg, rgba(212, 175, 55, 0), rgba(212, 175, 55, 0.82), rgba(255, 196, 0, 0.76), rgba(212, 175, 55, 0));
  border-radius: var(--ma-radius-round);
}

.contact-info address {
  padding: 34px 24px 12px;
  background: transparent !important;
  border: 0 !important;
  box-shadow: none !important;
  line-height: 1.9;
  min-height: 0;
  font-size: 16px;
  border-radius: var(--ma-radius-18);
  font-style: normal;
}

.contact-info .title {
  margin-top: 16px;
  margin-bottom: 12px;
  font-size: 22px;
  color: var(--ma-text);
}

.contact-info address a {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  color: var(--ma-text);
  text-decoration: none;
}

.contact-info address a:hover,
.contact-info address a:focus {
  color: var(--ma-text);
  text-decoration: underline;
}

.contact-info-icon {
  width: 67px;
  height: 67px;
  line-height: 67px;
  background: rgba(255, 196, 0, 0.06) !important;
  border: 1px solid rgba(226, 174, 19, 0.12);
  box-shadow: 0 8px 20px rgba(76, 61, 30, 0.025);
  border-radius: var(--ma-radius-18);
  color: var(--ma-yellow);
}

.contact-info-icon svg {
  width: 27px;
  height: 27px;
}

/* -------------------- homepage animation delays -------------------- */
.service-mini-item:nth-child(1).animated,
.feature-editorial-card:nth-child(1).animated,
.faq-card:nth-child(1).animated {
  animation-delay: 0.03s;
}

.service-mini-item:nth-child(2).animated,
.feature-editorial-card:nth-child(2).animated,
.faq-card:nth-child(2).animated {
  animation-delay: 0.08s;
}

.service-mini-item:nth-child(3).animated,
.feature-editorial-card:nth-child(3).animated,
.faq-card:nth-child(3).animated {
  animation-delay: 0.13s;
}

.service-mini-item:nth-child(4).animated,
.feature-editorial-card:nth-child(4).animated,
.faq-card:nth-child(4).animated {
  animation-delay: 0.18s;
}

.service-mini-item:nth-child(5).animated,
.feature-editorial-card:nth-child(5).animated,
.faq-card:nth-child(5).animated {
  animation-delay: 0.23s;
}

.service-mini-item:nth-child(6).animated,
.feature-editorial-card:nth-child(6).animated {
  animation-delay: 0.28s;
}

@media (hover: hover) and (pointer: fine) {
  #signature-benefits .signature-benefit-card:hover,
  #signature-benefits .signature-benefit-card:focus-within,
  .service-mini-card:hover,
  .service-mini-card:focus-within,
  .feature-editorial-card:hover,
  .feature-editorial-card:focus-within {
    transform: translateY(-2px);
    box-shadow: var(--ma-shadow-hover);
    border-color: rgba(226, 174, 19, 0.12);
  }

  .hero-wide-media-shell:hover {
    transform: translateX(-62px) translateY(-2px);
    box-shadow: 0 28px 64px rgba(76, 61, 30, 0.085);
  }

  .hero-wide-media-shell:hover img {
    transform: scale(1.015);
  }

  #signature-benefits .signature-benefit-card:hover .signature-benefit-icon,
  #signature-benefits .signature-benefit-card:focus-within .signature-benefit-icon,
  #signature-benefits .signature-benefit-card:hover .signature-benefit-title,
  #signature-benefits .signature-benefit-card:focus-within .signature-benefit-title,
  #signature-benefits .signature-benefit-card:hover .signature-benefit-text,
  #signature-benefits .signature-benefit-card:focus-within .signature-benefit-text,
  .service-mini-card:hover .service-mini-icon,
  .service-mini-card:focus-within .service-mini-icon,
  .service-mini-card:hover .service-mini-title,
  .service-mini-card:focus-within .service-mini-title,
  .service-mini-card:hover .service-mini-text,
  .service-mini-card:focus-within .service-mini-text {
    color: var(--ma-title-accent);
  }
}

/* -------------------- homepage reduced motion -------------------- */
@media (prefers-reduced-motion: reduce) {
  .hero-wide-title-accent {
    opacity: 1 !important;
    transform: none !important;
  }

  .trust-note {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
  }

  .faq-card,
  .faq-card[open],
  .hero-wide-card:hover,
  .hero-wide-card:focus,
  .hero-wide-card-static:hover,
  .hero-wide-btn:hover,
  .hero-wide-btn:focus,
  .signature-benefit-card:hover,
  .signature-benefit-card:focus-within,
  .service-mini-card:hover,
  .service-mini-card:focus-within,
  .feature-editorial-card:hover,
  .feature-editorial-card:focus-within,
  .hero-wide-media-shell:hover {
    transform: none !important;
  }

  .hero-wide-media-shell img {
    transform: none !important;
  }
}

/* -------------------- homepage responsive -------------------- */
@media (max-width: 1499px) {
  .hero-wide-title {
    font-size: 54px;
  }

  .hero-wide-btn-primary {
    min-width: 430px;
  }
}

@media (max-width: 1299px) {
  .hero-wide-title {
    font-size: 48px;
  }

  .hero-wide-copy {
    width: 54%;
    padding-top: 84px;
  }

  .hero-wide-visual {
    width: 44%;
  }

  .hero-wide-media-shell {
    max-width: 520px;
    height: 545px;
    margin-top: -4px;
    transform: translateX(-36px);
  }

  .hero-wide-btn {
    font-size: 18px;
  }

  .hero-wide-btn-primary {
    min-width: 390px;
  }

  .hero-wide-cards {
    grid-template-columns: repeat(3, 1fr);
  }

  .hero-wide::before {
    width: 360px;
    height: 360px;
    right: -160px;
    top: 50px;
  }

  .hero-wide::after {
    width: 220px;
    height: 220px;
    left: -90px;
    top: 520px;
  }

  .hero-wide-audio {
    top: 138px;
    right: 14px;
    width: 132px;
    height: 230px;
    opacity: 0.44;
  }

  .hero-wide-audio-col {
    width: 16px;
    background-size: 16px 16px;
  }

  .hero-wide-audio-col-1 { right: 104px; height: 84px; }
  .hero-wide-audio-col-2 { right: 82px; height: 132px; }
  .hero-wide-audio-col-3 { right: 60px; height: 100px; }
  .hero-wide-audio-col-4 { right: 38px; height: 156px; }
  .hero-wide-audio-col-5 { right: 16px; height: 116px; }
  .hero-wide-audio-col-6 { right: -6px; height: 76px; }

  .section-title .title {
    font-size: 34px;
  }

  #who-we-are .section-title .title,
  #about-us .section-title .title,
  #about-story .section-title .title {
    font-size: 28px;
  }

  .faq-intro {
    white-space: normal;
  }

  .hero-wide-media-shell:hover {
    transform: translateX(-36px) translateY(-2px);
  }

  .feature-editorial-title {
    font-size: 26px;
  }
}

@media (min-width: 992px) {
  .who-row {
    display: flex;
    align-items: stretch;
  }

  .who-row > [class*="col-"] {
    float: none;
  }

  .who-col-metrics .about-us {
    display: block;
    height: auto !important;
  }

  .who-col-metrics .metric-title {
    display: block;
    margin: 0 0 8px;
  }

  .who-col-metrics .progress {
    margin-top: 0;
    margin-bottom: 20px;
  }

  .who-col-metrics .progress:last-child {
    margin-bottom: 0;
  }

  .who-col-image .who-we-are-image {
    display: block;
    width: 100%;
    height: auto;
  }

  #who-we-are .who-col-metrics {
    width: 32%;
  }

  #who-we-are .who-col-copy {
    width: 38%;
  }

  #who-we-are .who-col-image {
    width: 30%;
    overflow: visible;
  }

  #who-we-are .who-col-metrics > .section-title,
  #who-we-are .who-col-metrics > .about-us {
    position: relative;
    left: -23px;
  }
}

@media (max-width: 1099px) {
  .hero-wide-stage {
    display: block;
  }

  .hero-wide-copy {
    width: 100%;
    padding: 50px 28px 30px;
  }

  .hero-wide-visual {
    width: 100%;
    justify-content: center;
    padding: 18px 0 0;
  }

  .hero-wide-media-shell {
    max-width: 430px;
    height: 500px;
    margin-top: 0;
    transform: none;
  }

  .hero-wide-cards {
    grid-template-columns: repeat(2, 1fr);
  }

  .hero-wide::before,
  .hero-wide::after,
  .hero-wide-audio {
    display: none;
  }
}

@media (max-width: 991px) {
  .about-balance-row {
    display: block;
  }

  .about-text-col {
    padding-left: 15px;
    margin-top: 30px;
  }

  .about-media-frame {
    height: auto;
  }

  .about-media-col img {
    height: auto;
  }

  .signature-benefits-grid {
    grid-template-columns: 1fr;
  }

  .service-mini-item {
    width: 50%;
    flex: 0 0 50%;
  }

  .feature-editorial-grid {
    grid-template-columns: 1fr;
  }

  .faq-card {
    width: calc(100% - 16px);
  }

  .faq-intro {
    white-space: normal;
  }

  .who-col-metrics .about-us {
    display: block;
    height: auto !important;
  }
}

@media (max-width: 767px) {
  .hero-wide {
    padding: 18px 0 34px;
  }

  .hero-wide-inner {
    padding: 0 14px;
  }

  .hero-wide-copy {
    padding: 30px 16px 18px;
  }

  .hero-wide-title {
    font-size: 35px;
    line-height: 1.14;
    margin-bottom: 26px;
  }

  .hero-wide-title-accent::after {
    height: 12px;
    bottom: 4px;
  }

  .hero-wide-text {
    font-size: 17px;
    line-height: 1.6;
    margin-bottom: 30px;
    max-width: 100%;
  }

  .hero-wide-actions {
    gap: 10px;
  }

  .hero-wide-btn {
    width: 100%;
    min-width: 0 !important;
    min-height: 56px;
    font-size: 15px;
    line-height: 1.35;
    padding: 13px 15px;
  }

  .hero-wide-media-shell {
    max-width: 340px;
    height: 420px;
    transform: none;
  }

  .hero-wide-cards {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .hero-wide-card,
  .hero-wide-card-static {
    min-height: 0;
    padding: 22px 20px;
  }

  #services.page-section,
  #about-us.page-section,
  #about-story.page-section,
  #signature-benefits.page-section,
  #who-we-are.page-section,
  #features.page-section,
  #faq-home.page-section,
  #contact-us.page-section {
    padding-top: 42px;
    padding-bottom: 30px;
  }

  #faq-home.page-section {
    padding-top: 12px;
  }

  .section-title {
    margin-bottom: 20px;
  }

  .text-center .section-title::before {
    margin: 0 auto 9px;
  }

  .section-title .title {
    font-size: 28px;
  }

  #who-we-are .section-title .title,
  #about-us .section-title .title,
  #about-story .section-title .title {
    font-size: 24px;
  }

  .title-description {
    max-width: 100%;
  }

  .service-mini-item {
    width: 100%;
    flex: 0 0 100%;
  }

  .service-mini-card {
    min-height: 0;
    padding: 20px 18px 16px;
  }

  .service-mini-icon {
    width: 52px;
    height: 52px;
    margin-bottom: 12px;
  }

  .service-mini-icon svg {
    width: 24px;
    height: 24px;
  }

  .service-mini-title,
  .feature-box-title {
    font-size: 18px;
  }

  .service-mini-text,
  .about-copy p,
  .about-signature,
  .faq-answer,
  #who-we-are #accordion1 .panel-body,
  .feature-editorial-copy {
    font-size: 14.8px;
    line-height: 1.68;
  }

  .trust-note {
    max-width: 100%;
    padding: 20px 18px 18px 20px;
    border-radius: var(--ma-radius-18);
  }

  .trust-note::before {
    top: 18px;
    bottom: 18px;
  }

  .trust-note-label,
  .about-links-note-label,
  .feature-editorial-label {
    font-size: 15px;
  }

  .trust-note-text {
    font-size: 16px;
    line-height: 1.68;
  }

  .signature-benefit-card {
    padding: 22px 18px 18px;
  }

  .signature-benefit-card::before {
    left: 18px;
    right: 18px;
  }

  .feature-frame {
    padding-top: 22px;
    padding-bottom: 22px;
  }

  .feature-frame::after {
    margin-top: 26px;
  }

  .feature-editorial-grid {
    gap: 16px;
  }

  .feature-editorial-card {
    padding: 22px 18px 18px;
    border-radius: var(--ma-radius-20);
  }

  .feature-editorial-card::before {
    left: 18px;
    right: 18px;
  }

  .feature-editorial-title {
    font-size: 24px;
    line-height: 1.24;
  }

  .faq-card {
    width: calc(100% - 16px);
    border-radius: var(--ma-radius-18);
    margin-bottom: 12px;
  }

  .faq-card summary {
    padding: 17px 48px 15px 18px;
    font-size: 19px;
    line-height: 1.34;
  }

  .faq-card summary::after {
    right: 16px;
    top: 13px;
    font-size: 28px;
  }

  .faq-answer {
    padding: 0 18px 16px;
  }

  .contact-info address {
    padding: 24px 18px 0;
    margin-bottom: 10px;
    font-size: 15px;
  }

  .contact-info-icon {
    width: 52px;
    height: 52px;
    line-height: 52px;
  }

  .contact-info-icon svg {
    width: 22px;
    height: 22px;
  }
}
